Privacy Policy

Last updated: August 2026

The short version

QBO Converter processes your bank statement entirely in your browser. Your PDF and the transactions extracted from it never leave your device. We cannot see them, and we do not want to.

What we do NOT collect

• Your bank statement PDF — it is read locally by JavaScript (Mozilla pdf.js) and never uploaded.
• Extracted transactions, account numbers, routing numbers, or balances.
• Any analytics, tracking pixels, advertising identifiers, or fingerprinting data.
• Cookies — this site sets none.

What is stored on your device

If you purchase and validate a license, the license key and its validation timestamp are stored in your browser's localStorage so you don't have to re-enter it. You can clear it at any time via your browser's site data settings. Nothing else is persisted.

What is sent over the network

• Page & library loads. The site is static files served by our hosting provider (Vercel), and two open-source libraries (pdf.js and SheetJS) are loaded from cdnjs (Cloudflare). Like any web request, these providers may log your IP address and user agent per their own privacy policies.
• License validation (paid users only). When you enter a license key, the key — and only the key — is sent to our serverless endpoint, which forwards it to Lemon Squeezy's license API to confirm validity. No statement data is ever attached to this request.
• Checkout (paid users only). If you buy a license, the transaction is handled by Lemon Squeezy as merchant of record under their privacy policy. We receive only an order confirmation and your email address for license delivery.

Data retention

Because statement processing is client-side, there is nothing for us to retain or delete. License and order records are retained by Lemon Squeezy as required for accounting purposes.

Changes to this policy

If we ever change how data is handled (for example, adding optional OCR, which would require uploading a file), we will update this page and make the change opt-in and obvious before it affects you.

Contact

Questions about privacy? Use the Feedback link in the site navigation — it goes straight to the maintainer's inbox.